If wherewithal sounds like three words smashed together, that’s because it is—sort of. Wherewithal combines where and withal, an adverb from Middle English that is itself a combination of with and all. In the past, wherewithal was used as a conjunction meaning "with or by means of which" and as a pronoun meaning "that with or by which." Today, however, it is almost always used as a noun to refer to the means or resources a person or entity has at their disposal. It refers especially to financial resources, but other means such as social influence, ability, and emotional capacity may also be termed as "wherewithal."
Noun
A project as big as this requires a lot of financial wherewithal.
He doesn't have the wherewithal to finish what he started.
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Noun
But this system largely relies on users to have the wherewithal to opt into the tools — something that experts say can be difficult for someone struggling with gambling addiction.—ProPublica,
6 Oct. 2026 Few of us have the wherewithal to be as disciplined as Richard Williams, who famously banned tennis talk with his daughters Venus and Serena on the way home.—
Don Riddell,
CNN Money,
3 Oct. 2026 Generally, racehorses aren’t suitable for young children or beginners, and owners must have the space and wherewithal to feed and care for them, which can cost thousands of dollars a year.—
Robert McCoppin,
Chicago Tribune,
28 Sep. 2026 But the story was also conveyed by amateur bloggers and civilians with cameras, who had the poise and wherewithal to post images, alerts, and their own anguished reactions so that the world would see with their own eyes—and respond.—
David Friend,
Vanity Fair,
10 Sep. 2026 See All Example Sentences for wherewithal