How to Use buydown in a Sentence

buydown

noun

• What is a mortgage rate buydown?
  — Andrea Riquier, USA Today, 27 Mar. 2026
• Also, buydowns can be a smart way to use credits from a seller.
  — Andrea Riquier, USA Today, 27 Mar. 2026
• With the permanent rate buydown, the lower rate lasts for the loan's full term.
  — Tim Maxwell, CBS News, 7 Apr. 2026
• Origination points have nothing to do with your rate buydown points.
  — Jeff Lazerson, Oc Register, 4 Dec. 2025
• In other cases, the lender or seller will pay for a temporary buydown to help close the deal.
  — David McMillin, CNBC, 30 Sep. 2025
• If the builder won't compromise, compare what the total loan costs would be with the buydown versus without it.
  — Tim Maxwell, CBS News, 7 Apr. 2026
• This includes both origination points and buydown points.
  — Jeff Lazerson, Oc Register, 4 Dec. 2025
• Get someone else to cover a buydown Sometimes, the home’s seller or a builder can cover the cost of a rate buydown.
  — Samantha Delouya, CNN Money, 1 Oct. 2026
• On top of that, homebuilders will keep offering rate buydowns to lower mortgages and clear unsold inventory.
  — Jason Ma, Fortune, 9 Feb. 2026
• Mortgage rate buydowns and other cost adjustments failed to tempt would-be home buyers in the third quarter, according to Lennar.
  — Pia Singh,alex Harring, CNBC, 18 Sep. 2025
• In some cases, lenders may cover the costs of buydown for you (either partially or in full), if the market is particularly slow.
  — Aly J Yale, CBS News, 24 Apr. 2026
• The 30-year mortgage rate has since climbed to 7%, a fresh one-year high, making every new buydown more expensive to originate.
  — Tony Zhang, CNBC, 16 Sep. 2026
• In a buyer's market, sellers are more likely to cut prices, provide rate buydowns or cover closing costs to incentivize home shoppers to seal the deal.
  — Kelsey Neubauer, CNBC, 24 Sep. 2026
• Many housing professionals prefer rate buydowns to adjustable-rate mortgages.
  — Andrea Riquier, USA Today, 27 Mar. 2026
• But perhaps a more important factor is that mortgage rate buydowns, free upgrades and other incentives are eating into their bottom lines.
  — Lew Sichelman, Miami Herald, 17 Sep. 2026
• Permanent buydowns lower your interest rate for the life of the loan, whereas temporary buydowns, which can be cheaper, lower your rate for only the first few years.
  — Samantha Delouya, CNN Money, 1 Oct. 2026
• As of late 2025, about two-thirds of builders were using sales incentives, including rate buydowns, the highest share since the pandemic.
  — Tim Maxwell, CBS News, 7 Apr. 2026
• Even so, a homebuyer could use an adjustable mortgage, an interest-only mortgage or a permanent rate buydown to make the payment more affordable.
  — Jeff Lazerson, Oc Register, 26 May 2026
• Sellers increasingly offer concessions like closing costs, rate buydowns, and repair credits.
  — Allison Palmer, Miami Herald, 22 Dec. 2025
• Longer listings typically mean sellers become more receptive to inspection requests, repair credits, and rate buydowns.
  — Allison Palmer, Miami Herald, 22 Dec. 2025
• Builders are leaning more heavily on incentives to attract buyers to new construction, offering concessions such as mortgage rate buydowns and closing-cost credits.
  — Samantha Delouya, CNN Money, 1 Oct. 2026
• In our own work, performing market studies for the builders, the incentives (particularly mortgage-rate buydowns) worked very well at first, but are having less of a stimulative effect on sales now.
  — Brad Hunter, Forbes.com, 4 Aug. 2025
• Beyond mortgage-rate buydowns and closing-cost help, Wolf said some are stacking giveaways—free appliances, design-studio credits, even a swimming pool—to grab buyers’ attention.
  — Sydney Lake, Fortune, 22 June 2026
• Going against the industry grain, KB Home is opting for transparent pricing, rather than using incentives like rate buydowns or upgrades to lure buyers.
  — Lew Sichelman, Miami Herald, 26 Nov. 2025
• In some submarkets, Rude said, builders are offering price reductions and interest-rate buydowns to move inventory — incentives that can give new homes an advantage over the resale market.
  — Travis Webb, Austin American Statesman, 1 Mar. 2026
• Temporary rate buydowns and specialized programs for first-time buyers are tools for borrowers who want to improve affordability, especially during the first years of homeownership.
  — Wyles Daniel, USA Today, 16 July 2026
• Seller concessions and mortgage rate buydowns are increasingly common, helping buyers with affordability.
  — Sara B. Hansen, Denver Post, 29 May 2026
• Bigger builders can buy land cheaper, handle volatility in materials costs (especially prudent during supply-chain disruptions like tariffs or an oil shock), and offer mortgage-rate buydowns that rivals can’t match.
  — Eva Roytburg, Fortune, 1 June 2026
• Not all lenders offer mortgage buydowns but Rocket Mortgage offers two or more discount points on 30-year fixed, jumbo, VA and FHA loans.
  — David McMillin, CNBC, 30 Sep. 2025
• Builders are increasingly paying for permanent mortgage-rate buydowns that can lower buyers' mortgage rates by about a percentage point — an incentive that's difficult for most individual home sellers to replicate.
  — Mike Winters, CNBC, 23 July 2026