The deepest reason for this near-universal futility is that most of us remain imprisoned by the delusions of the ego, suffering from alternating cravings and revulsions.
Taking larger distributions can cause a retirement portfolio to shrink faster, particularly if those withdrawals occur during a period of weak investment returns.
—
Angelica Leicht,
CBS News,
8 Oct. 2026
That gives you time to consider Roth conversions, strategic withdrawals, QCDs, Social Security timing and beneficiary planning.
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